Finland has been a forerunner in online banking for years and a massive contributor to the open source sector. At the same time online shopping has become mundane and everyone is out to make money by selling stuff from their basements or garages.

However, Drupal's Übercart has been missing a way to do online payments in Finland directly without any hassles and third parties getting involved. In fact whole online shopping scene in Finland has suffered from the lack of an open source API.

Mearra sponsored module uc_finnish_payments will hopefully change all that. Included in the module is an API for Finnish online bank payments; the FpiAPI. And yes: it is fully reusable in any PHP based platform.